

:root{
  --ink:#071927;--ink-soft:#254052;--muted:#6e7f89;--line:rgba(7,25,39,.10);
  --navy:#06243a;--navy-2:#0b3c5d;--turq:#00b7c7;--turq-2:#5fe2ea;
  --sand:#f6f1e8;--paper:#fffdf8;--white:#fff;--gold:#d7ac54;--coral:#ee7056;
  --shadow:0 22px 70px rgba(7,25,39,.14);--shadow-sm:0 12px 30px rgba(7,25,39,.09);
  --radius:24px;--radius-sm:16px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;font-size:16px;}
body{font-family:'DM Sans',system-ui,-apple-system,Segoe UI,sans-serif;background:linear-gradient(180deg,#fbfaf6 0%,#f6f1e8 100%);color:var(--ink);line-height:1.72;font-weight:400;overflow-x:hidden;}
body::before{content:"";position:fixed;inset:0;pointer-events:none;background:radial-gradient(circle at 12% 8%,rgba(0,183,199,.13),transparent 32%),radial-gradient(circle at 92% 18%,rgba(215,172,84,.12),transparent 30%);z-index:-1;}
h1,h2,h3,h4{font-family:'Playfair Display',Georgia,serif;line-height:1.08;color:var(--navy);letter-spacing:-.02em;}
h1{font-size:clamp(2.6rem,5vw,4.2rem);font-weight:700;line-height:1.08;}
h2{font-size:clamp(2rem,4.2vw,4rem);font-weight:700;}
h3{font-size:clamp(1.25rem,2.2vw,2rem);font-weight:650;}
h4{font-size:1.05rem;font-weight:700;}
p{margin-bottom:1.05em;color:var(--ink-soft);}
a{color:var(--navy-2);text-decoration-thickness:1px;text-underline-offset:4px;text-decoration-color:rgba(0,183,199,.35);transition:.22s ease;}
a:hover{color:var(--turq);text-decoration-color:var(--turq);}strong{font-weight:700;color:var(--navy);}
.container{max-width:1220px;margin:0 auto;padding:0 1.5rem;}.section{padding:7rem 0;position:relative;}.section-alt{background:rgba(255,255,255,.42);backdrop-filter:blur(8px);border-block:1px solid rgba(7,25,39,.06);}.section-dark{background:linear-gradient(135deg,#061d31 0%,#08395a 52%,#075064 100%);color:rgba(255,255,255,.86);}.section-dark h2,.section-dark h3,.section-dark h4{color:#fff;}.section-dark p{color:rgba(255,255,255,.76);}.section-dark a{color:var(--turq-2);}
.label{display:inline-flex;align-items:center;gap:.7rem;font-size:.72rem;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:var(--turq);margin-bottom:1rem;}.label::before{content:"";width:34px;height:2px;background:currentColor;border-radius:99px;}.section-dark .label{color:var(--gold);}.divider,.divider-center{width:76px;height:4px;background:linear-gradient(90deg,var(--turq),var(--gold));border-radius:99px;margin:1.3rem 0 2rem;}.divider-center{margin:1.3rem auto 2rem;}
.topbar{background:#031420;color:rgba(255,255,255,.74);font-size:.78rem;padding:.58rem 0;text-align:center;letter-spacing:.01em;}.topbar a{color:#fff;text-decoration:none;}.topbar a:hover{color:var(--turq-2);}
nav{position:sticky;top:0;z-index:1000;background:rgba(255,253,248,.78);backdrop-filter:blur(24px);border-bottom:1px solid rgba(7,25,39,.08);padding:.95rem 0;box-shadow:0 8px 30px rgba(7,25,39,.04);}.nav-inner{display:flex;align-items:center;justify-content:space-between;max-width:1220px;margin:0 auto;padding:0 1.5rem;gap:1.4rem;}.nav-brand{font-family:'Playfair Display',serif;font-size:1.25rem;font-weight:800;color:var(--navy);text-decoration:none;white-space:nowrap;}.nav-brand span{color:var(--turq);}.nav-links{display:flex;gap:1.4rem;list-style:none;align-items:center;}.nav-links a{font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;text-decoration:none;color:var(--ink-soft);}.nav-links a:hover{color:var(--turq);}.nav-cta{background:linear-gradient(135deg,var(--navy),var(--turq));color:#fff!important;padding:.8rem 1.25rem;border-radius:999px;text-decoration:none!important;font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;box-shadow:0 14px 32px rgba(0,183,199,.24);}.nav-cta:hover{transform:translateY(-1px);box-shadow:0 18px 42px rgba(0,183,199,.32);}
.breadcrumb{background:rgba(255,255,255,.56);padding:.75rem 0;font-size:.78rem;color:var(--muted);border-bottom:1px solid rgba(7,25,39,.06);}.breadcrumb a{text-decoration:none;color:var(--muted);}.breadcrumb span{margin:0 .5rem;opacity:.5;}
.hero{position:relative;min-height:92vh;display:flex;align-items:flex-end;padding:0 0 6.5rem;overflow:hidden;background:#061d31;isolation:isolate;}.hero::after{content:"";position:absolute;inset:auto 0 0;height:32%;background:linear-gradient(0deg,rgba(6,29,49,.92),transparent);z-index:1;}.hero-bg{position:absolute;inset:0;background:linear-gradient(105deg,rgba(3,20,32,.82) 0%,rgba(3,20,32,.47) 38%,rgba(3,20,32,.18) 68%,rgba(3,20,32,.04) 100%);z-index:1;}.hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 42%;z-index:0;filter:saturate(1.13) contrast(1.05) brightness(1.03);transform:scale(1.01);}.hero-content{position:relative;z-index:2;max-width:850px;}.hero .label{color:var(--turq-2);text-shadow:0 2px 18px rgba(0,0,0,.35);}.hero h1{color:#fff;font-style:normal;margin-bottom:1.3rem;text-shadow:0 10px 45px rgba(0,0,0,.45);}.hero p.intro{color:rgba(255,255,255,.88);font-size:clamp(1.04rem,1.4vw,1.22rem);line-height:1.9;max-width:690px;margin-bottom:2.1rem;text-shadow:0 5px 24px rgba(0,0,0,.38);}.btn{display:inline-flex;align-items:center;justify-content:center;padding:1rem 1.55rem;font-size:.75rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase;text-decoration:none;border-radius:999px;transition:.25s ease;}.btn-primary{background:linear-gradient(135deg,var(--turq),#65e9f0);color:#032030;box-shadow:0 20px 50px rgba(0,183,199,.28);}.btn-primary:hover{background:linear-gradient(135deg,var(--gold),#f3d587);color:#032030;transform:translateY(-2px);text-decoration:none;}.btn-outline{border:1px solid rgba(255,255,255,.55);color:#fff;margin-left:.8rem;background:rgba(255,255,255,.10);backdrop-filter:blur(10px);}.btn-outline:hover{border-color:var(--turq-2);color:#fff;background:rgba(0,183,199,.18);text-decoration:none;transform:translateY(-2px);}.hero-stats{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2.8rem;padding:1rem;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.11);backdrop-filter:blur(18px);border-radius:var(--radius);box-shadow:0 20px 60px rgba(0,0,0,.18);max-width:780px;}.h-stat{min-width:125px;padding:.7rem 1rem;border-right:1px solid rgba(255,255,255,.12);}.h-stat:last-child{border-right:0;}.h-stat .num{font-family:'Playfair Display',serif;font-size:2.05rem;font-weight:800;color:#fff;display:block;line-height:1;text-shadow:0 4px 24px rgba(0,0,0,.28);}.h-stat .lbl{font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.68);margin-top:.35rem;display:block;}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:4.5rem;align-items:start;}.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;}.dev-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(310px,1fr));gap:1.5rem;}.img-ph{width:100%;min-height:360px;border-radius:var(--radius);display:flex;align-items:center;justify-content:center;font-size:.78rem;letter-spacing:.12em;color:rgba(255,255,255,.86);font-weight:800;text-transform:uppercase;background:linear-gradient(135deg,#063452 0%,#067282 50%,#00b7c7 100%);box-shadow:var(--shadow);}
.t-item{display:grid;grid-template-columns:88px 1fr;gap:1.2rem;margin-bottom:1rem;align-items:start;background:rgba(255,255,255,.58);border:1px solid rgba(7,25,39,.08);border-radius:18px;padding:1rem;}.t-year{font-family:'DM Sans',sans-serif;font-size:.82rem;font-weight:900;color:#fff;background:linear-gradient(135deg,var(--turq),var(--navy-2));padding:.38rem .5rem;border-radius:999px;text-align:center;}.t-body p{font-size:.9rem;color:var(--muted);margin:0;}
.dev-card,.ls-card,.profile-card{background:rgba(255,255,255,.74);border:1px solid rgba(7,25,39,.08);border-radius:var(--radius);padding:1.55rem;box-shadow:var(--shadow-sm);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;overflow:hidden;}.dev-card:hover,.ls-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:rgba(0,183,199,.30);}.dev-card{border-top:0;}.dev-card.premium{background:linear-gradient(180deg,#fff 0%,#fffaf0 100%);}.dev-card h3{margin-bottom:.45rem;}.dev-card .pband{font-size:.78rem;font-weight:900;color:var(--turq);margin-bottom:.75rem;letter-spacing:.08em;text-transform:uppercase;}.dev-card.premium .pband{color:#a87916;}.dev-card p,.ls-card p{font-size:.92rem;color:var(--muted);}.dev-card-img{height:210px;object-fit:cover;border-radius:20px;margin:-.8rem -.8rem 1.2rem;width:calc(100% + 1.6rem);display:block;filter:saturate(1.07) contrast(1.03);}a.la{font-size:.74rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em;text-decoration:none;color:var(--navy);display:inline-flex;align-items:center;gap:.4rem;}a.la::after{content:"→";color:var(--turq);}a.la:hover{color:var(--turq)!important;}
.mkt-table{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border-radius:20px;font-size:.9rem;margin:1.6rem 0;box-shadow:var(--shadow-sm);background:#fff;}.mkt-table th{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:1rem;text-align:left;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;font-weight:900;}.mkt-table td{padding:1rem;border-bottom:1px solid var(--line);vertical-align:top;color:var(--ink-soft);}.mkt-table tr:last-child td{border-bottom:0;}.mkt-table tr:nth-child(even) td{background:#fbf7ef;}.badge{display:inline-block;background:linear-gradient(135deg,var(--turq),var(--navy-2));color:#fff;font-size:.7rem;font-weight:900;padding:.25rem .65rem;border-radius:999px;white-space:nowrap;}.badge-gold{background:linear-gradient(135deg,var(--gold),#f2d484);color:#3d2c05;}
.profile-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);box-shadow:none;}.profile-card h3{color:var(--gold);}.profile-card p{color:rgba(255,255,255,.76);}.info-box,.invest-box,.cost-box,.tip-box,blockquote.pull{border-radius:var(--radius-sm);box-shadow:var(--shadow-sm);}.info-box{background:rgba(215,172,84,.12);border:1px solid rgba(215,172,84,.22);border-left:5px solid var(--gold);padding:1.6rem 1.8rem;margin:2rem 0;}.info-box h3{color:var(--gold);}.arr-list{list-style:none;margin:.8rem 0;}.arr-list li{padding:.8rem 0;border-bottom:1px solid var(--line);font-size:.94rem;display:flex;gap:.8rem;align-items:flex-start;color:var(--ink-soft);}.arr-list li::before{content:'→';color:var(--turq);font-weight:900;}.step{display:grid;grid-template-columns:56px 1fr;gap:1.1rem;align-items:start;margin-bottom:1.2rem;background:rgba(255,255,255,.62);border:1px solid rgba(7,25,39,.08);border-radius:20px;padding:1.1rem;}.step-num{width:56px;height:56px;background:linear-gradient(135deg,var(--turq),var(--navy-2));color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.4rem;font-weight:800;border-radius:50%;}.step-body p{font-size:.91rem;color:var(--muted);margin:0;}
.faq-item{border-bottom:1px solid var(--line);background:rgba(255,255,255,.55);margin-bottom:.7rem;border-radius:18px;padding:0 1.2rem;box-shadow:0 8px 22px rgba(7,25,39,.04);}.faq-q{width:100%;background:none;border:none;text-align:left;cursor:pointer;padding:1.25rem 0;display:flex;justify-content:space-between;align-items:center;gap:1rem;font-family:'DM Sans',sans-serif;font-size:1rem;font-weight:900;color:var(--navy);}.faq-icon{width:30px;height:30px;flex-shrink:0;background:#eef7f7;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1rem;transition:.25s;}.faq-item.open .faq-icon{transform:rotate(45deg);background:var(--turq);color:#fff;}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s;font-size:.94rem;color:var(--muted);line-height:1.8;}.faq-item.open .faq-a{max-height:800px;padding-bottom:1.25rem;}blockquote.pull{border-left:5px solid var(--turq);padding:1.3rem 1.5rem;margin:2rem 0;background:#fff;font-size:1.22rem;font-style:italic;color:var(--navy);}.cta-band{background:linear-gradient(135deg,#00aabd 0%,#063b5a 100%);padding:4rem 0;text-align:center;position:relative;overflow:hidden;}.cta-band::before{content:"";position:absolute;inset:-30%;background:radial-gradient(circle,rgba(255,255,255,.22),transparent 38%);}.cta-band .container{position:relative;}.cta-band h2{color:#fff;}.cta-band p{color:rgba(255,255,255,.86);max-width:600px;margin:0 auto 1.8rem;}.btn-white{background:#fff;color:var(--navy);}.invest-box{background:linear-gradient(135deg,var(--navy) 0%,#075064 100%);color:#fff;padding:2rem;}.invest-box h3{color:var(--gold);}.invest-box p{color:rgba(255,255,255,.82);}.pill-row{display:flex;flex-wrap:wrap;gap:.6rem;margin:1.2rem 0;}.pill{background:rgba(0,183,199,.10);border:1px solid rgba(0,183,199,.18);color:var(--navy);padding:.4rem .9rem;border-radius:999px;font-size:.8rem;font-weight:800;}.cost-box{background:#fff;border:1px solid var(--line);padding:1.5rem;margin-top:1.5rem;}.cost-row{display:flex;justify-content:space-between;gap:1rem;padding:.65rem 0;border-bottom:1px solid var(--line);font-size:.88rem;color:var(--ink-soft);}.cost-row:last-child{border-bottom:none;}.cost-row span:last-child{font-weight:800;color:var(--navy);}.tip-box{background:rgba(0,183,199,.08);border:1px solid rgba(0,183,199,.16);border-left:4px solid var(--turq);padding:1.2rem 1.4rem;margin-top:1.5rem;}.ls-card .icon{font-size:1.9rem;margin-bottom:.6rem;}
.form-wrap{max-width:780px;margin:0 auto;background:rgba(255,255,255,.82);border:1px solid rgba(7,25,39,.08);border-radius:28px;padding:2.5rem;box-shadow:var(--shadow);backdrop-filter:blur(12px);}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;}.form-full{grid-column:1/-1;}label{display:block;font-size:.72rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:.45rem;}input,textarea,select{width:100%;padding:.9rem 1rem;border:1px solid rgba(7,25,39,.10);border-radius:14px;background:#fbf7ef;font-family:'DM Sans',sans-serif;font-size:.93rem;color:var(--ink);outline:none;transition:.2s;}input:focus,textarea:focus,select:focus{border-color:var(--turq);background:#fff;box-shadow:0 0 0 4px rgba(0,183,199,.10);}textarea{resize:vertical;min-height:120px;}.form-submit{margin-top:1.2rem;width:100%;padding:1rem;background:linear-gradient(135deg,var(--navy),var(--turq));color:#fff;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;font-size:.8rem;font-weight:900;letter-spacing:.14em;text-transform:uppercase;border-radius:999px;transition:.2s;}.form-submit:hover{transform:translateY(-1px);box-shadow:0 14px 34px rgba(0,183,199,.24);}.form-note{text-align:center;font-size:.78rem;color:var(--muted);margin-top:.9rem;}
footer{background:#031420;color:rgba(255,255,255,.62);padding:4rem 0 2rem;font-size:.9rem;}footer p{color:rgba(255,255,255,.62);}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:3rem;margin-bottom:2.5rem;}.footer-brand{font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:800;color:#fff;margin-bottom:.8rem;}.footer-brand span{color:var(--turq-2);}footer h4{font-family:'DM Sans',sans-serif;font-size:.73rem;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.42);margin-bottom:1rem;}footer ul{list-style:none;}footer ul li{margin-bottom:.55rem;}footer a{color:rgba(255,255,255,.68);text-decoration:none;}footer a:hover{color:var(--turq-2);}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:1.5rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.7rem;font-size:.75rem;color:rgba(255,255,255,.36);}.footer-bhhs{display:inline-block;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.10);padding:.4rem .8rem;border-radius:999px;font-size:.7rem;color:rgba(255,255,255,.5);margin-top:.8rem;}
@media(max-width:900px){.two-col,.three-col,.footer-grid,.form-grid{grid-template-columns:1fr;}.nav-links{display:none;}.hero{min-height:88vh;padding-bottom:4rem;}.hero-stats{display:grid;grid-template-columns:repeat(2,1fr);}.h-stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.12);}.btn-outline{margin-left:0;margin-top:.75rem}.section{padding:5rem 0;}}
@media(max-width:540px){.container,.nav-inner{padding:0 1rem}.topbar{font-size:.7rem}.nav-cta{display:none}.hero-stats{grid-template-columns:1fr}.hero h1{font-size:3rem}.form-wrap{padding:1.4rem;border-radius:20px}.mkt-table{font-size:.78rem}.mkt-table th,.mkt-table td{padding:.75rem}.t-item{grid-template-columns:1fr}.step{grid-template-columns:1fr}.footer-bottom{display:block}}

